Today's Everyday Fashion: The Scarf Shirt

I bought this shirt in October and have only worn it once, so I decided to show it some love! I played around with it in my closet and came up with these two looks. I wore the top one to (another) speaking engagement at UCF on Friday. This is probably my favorite pencil skirt and I love the camel/red/cobalt color combo. I haven't worn the bottom one yet but I love it, too. The yellow "polka dots" in the shirt are playing off the polka dots in the skirt and the fact that all three pieces are navy creates some continuity. Which outfit is your favorite? 

Shirt: c/o Express, $30
Skirt: Limited, $38
Cardigan: Gap, $18
Shoes: Shoe Carnival, $10
Belt: Forever 21, $5
Earrings: Banana Republic, $10
Rings: LOFT pink stone ring $11, My Stella & Dot website $49
Watch: Michael Kors, family gift
Bracelets: Banana Republic $10, My Stella & Dot website $49

Shirt: c/o Express, $30
Blazer: Gap, $75
Skirt: Banana Republic, $50 (similar)
Shoes: Shoe Carnival, $10
Earrings: Banana Republic, $10
Rings: LOFT pink stone ring $11, My Stella & Dot website $49
Watch: Michael Kors, family gift
Bracelets: Banana Republic $10, My Stella & Dot website $49

1. Couture Candy red chain shirt, $119
2. ASOS pastel chain shirt, $39.39
3. Dillard's white chain shirt, $29